Three Steps to Cost-Effective Home Flood Protection : Intense rainfall events combined with aging municipal infrastructure, increased urbanization and a lack of flood protection measures at the household level have resulted in losses in billions of dollars for Canada’s insurance companies, governments, homeowners, landlords and tenants over the past decade. The Intact Centre has developed a variety of resources to help Canadians take action to reduce their home flood risk.
Three Steps to Cost-Effective Home Wildfire Protection : FireSmart Canada leads the development of resources and programs designed to empower the public and increase community resilience to wildfire across Canada. The Intact Centre has collaborated with FireSmart Canada to create a summary of the top actions residents can take to reduce home wildfire risk.
Wildfire-Resilience Best-Practice Checklist for Home Construction, Renovation and Landscaping in Wildland Urban Interface Areas of Canada: The goal of the checklist is to encourage the use of wildfire resilience best practices in new home construction, renovations and landscaping to reduce the risk of wildfire property damage in wildland urban interface areas of Canada. This checklist was compiled by FireSmart Canada™, the Canadian Home Builders’ Association, University of Alberta and the Intact Centre.
See below our recent reports on climate adaptation.
Irreversible Extreme Heat: Protecting Canadians and Communities from a Lethal Future (April 2022): by Joanna Eyquem and Dr. Blair Feltmate. This guide presents a series of practical actions that Canadians can undertake to reduce extreme heat risks. They fall into three categories: Changing behaviour (non-structural), working with nature (green infrastructure), and improving buildings and public infrastructure (grey infrastructure).
Treading Water: Impact of Catastrophic Flooding on Canada’s Housing Market (February 2022): by Kathryn Bakos, Dr. Blair Feltmate, Chris Chopik, and Cheryl Evans. This study examined whether catastrophic flooding affects Canadian residential real estate (house sold price, days on market, number of listings) and mortgage markets (arrears and deferrals). The primary audience to which findings of this report bear direct relevance includes homeowners, mortgage providers, municipalities and financial regulators.
Rising Seas and Shifting Sands: Combining Natural and Grey Infrastructure to Protect Canada’s Eastern and Western Coastal Communities (December 2021): by Joanna Eyquem. This report outlines the range of practical measures that can be used to protect coastal communities on Canada’s East and West coasts from flooding and erosion. Coastal protection measures include (1) Grey Infrastructure (hard, engineered coastal protection measures); and (2) Nature-Based Solutions (measures that depend on, or mimic, natural systems to manage flood and erosion risk).
Climate Change and the Preparedness of 16 Major Canadian Cities to Limit Flood Risk (February 2021): by Dr. Blair Feltmate and Marina Moudrak. This report examined the preparedness of 16 major Canadian cites to minimize the negative consequences of current and future floods. It is the intent of this report to provide an informed perspective that will contribute to the alleviation of current and future flood and climate-related risks in Canada.
Institutional Investors Find Alpha In Climate Risk Matrices: Global Survey Finds (December 2020): by Natalia Moudrak, Kathryn Bakos, Joanna Eyquem, Hugh O’Reilly, Ashby Monk, Soh Young In. This report that presents results of a global institutional investor survey focused on understanding the methods to assess physical climate risk, the extent of formal training on physical climate risk received by the Boards of Directors, C-Suite officers and portfolio managers, and the utility of Climate Risk Matrices to aid portfolio managers in investment decisions.
Under One Umbrella: Practical Approaches for Reducing Flood Risk in Canada (November 2020): by Natalia Moudrak and Dr. Blair Feltmate. This report outlines practical approaches to limit flood risk in Canada, summarizing best practices from national guidelines and standards applicable to: Residents, governments, federal government and agencies, architects, developers, home builders, home renovation specialists, insurance brokers, mortgage lenders, mortgage brokers, real estate agents, home inspectors, retailers, landscaping professionals, commercial real estate owners/managers, conservation and watershed authorities, environmental not-for-profit organizations, neighbourhood associations, local community groups, local utility companies, institutional investors, and professional regulatory bodies.
Climate Change and the Preparedness of Canadian Provinces and Territories to Limit Flood Risk (August 2020): by Dr. Blair Feltmate, Marina Moudrak and Kathryn Bakos. This report examined the preparedness of provincial and territorial governments to minimize the negative consequences of current and future floods. It is the intent of this report to provide an informed perspective that will contribute to the alleviation of current and future flood and climate-related risks in Canada.
Factoring Climate Risk into Financial Valuation (March 2020): by Dr. Blair Feltmate, Natalia Moudrak, Kathryn Bakos and Brian Schofield. This report presents a practical means to factor climate change and extreme weather risk into financial valuation consistent with direction of the Task Force on Climate-Related Financial Disclosures (TCFD) and Canada’s Expert Panel on Sustainable Finance (EPSF). This report will help institutional managers to guide investments, securities commissions to assess disclosure, and credit rating agencies to measure risk by incorporating the impacts of climate change into business analysis.
Ahead of the Storm: Developing Flood-Resilience Guidance for Canada’s Commercial Real Estate (October 2019): by Natalia Moudrak and Dr. Blair Feltmate. This report outlines 20 measures that can be implemented by commercial real estate owners and managers to enhance flood-resilience of existing office towers, thereby reducing the potential for property damage, business disruptions and loss of life. Click here for a brochure about the report.
Water on the Rise: Protecting Canadian Homes from the Growing Threat of Flooding (April 2019): by Cheryl Evans and Dr. Blair Feltmate. This report outlines the key findings of the Home Flood Protection Program to date regarding practical best practices for basement flood protection educators and residents to reduce their flood risk. Click here for an infographic about the report.
Weathering the Storm: Developing a Canadian Standard for Flood-Resilient Existing Communities (January 2019): by Natalia Moudrak and Dr. Blair Feltmate. This report outlines a range of solutions that can be deployed practically and cost-effectively within communities to reduce flood risk. It also introduces a new prioritization framework for selecting areas within communities that should be targeted for retrofits. The report will inform the development of a new National Standard of Canada. Click here for an infographic about the report.
Too Small to Fail: Protecting Canadian Communities from Floods (November 2018): by Dr. Blair Feltmate and Anna Fluder. This report showcases practical actions that communities and organizations (i.e. municipal governments, non-governmental organizations, conservation authorities) could engage to limit flood risk at a local or community scale.
Combatting Canada’s Rising Flood Costs: Natural infrastructure is an underutilized option (September 2018): by Natalia Moudrak and Dr. Blair Feltmate. The key message of the report is Canada cannot afford to lose more natural infrastructure assets, like wetlands and ponds in its overall effort to limit the growing costs of floods, droughts and other natural disasters. Click here for an infographic about the report.
After the Flood: The Impact of Climate Change on Mental Health and Lost Time From Work (June 2018): by Dana Decent and Dr. Blair Feltmate. The report profiles the results of 100 door-to-door interviews with households in flooded communities, identifying health impacts and financial costs such as lost time from work. Click here for an infographic about the report.
Disaster Risk Reduction Applied to Canadian Residential Housing: Interim Report on the Home Flood Protection Program (November 2017): by Dr. Blair Feltmate, Cheryl Evans and Natalia Moudrak. The interim report profiles the fundamental components of the Home Flood Protection Program, and key findings to date regarding the most effective means to engage homeowners in flood protection.
Preventing Disaster Before It Strikes: Developing a Canadian Standard for Flood-Resilient Residential Communities (September 2017): by Natalia Moudrak and Dr. Blair Feltmate. The report outlines 20 best practices to design and build new residential communities that are more flood-resilient.
When the Big Storms Hit: the Role of Wetlands to Limit Urban and Rural Flood Damage (July 2017): by Natalia Moudrak, Anne-Marie Hutter, and Dr. Blair Feltmate. The report finds that leaving wetlands in their natural state could reduce the financial costs of flooding by nearly 40 per cent.
Climate Change and the Preparedness of Canadian Provinces and Yukon to Limit Potential Flood Damage (October 2016): by Dr. Blair Feltmate and Marina Moudrak – a survey of 103 government representatives across 91 provincial and territorial ministries, departments and agencies between December 2015 and April 2016. Surveys focused on the preparedness of provinces and Yukon to limit flood damage relative to current and future major rainfall events.
Alberta Adapts to a Changing Climate (March 2016): by Dr. Blair Feltmate – a report prepared for the Climate Change and Emissions Management Corporation (CCEMC), summarizing outcomes of the Adaptation Leaders’ Round Table Forum held in Edmonton, January 20th.